Privacy Policy

Effective Date: May 18, 2026

KozySL Wealth owns and operates the KozySL Wealth website (built via Hostinger). We operate as the data controller of the personal data you provide.

We take your personal privacy seriously and are committed to ensuring the confidentiality and security of your data. This Privacy Policy explains how we collect, use, and protect your information when you visit our website, book financial coaching sessions, or purchase our digital course.

1. Information We Collect

To provide our financial coaching services and digital products, we collect two types of information:

Automatically-Collected Information (Device Information)

When you visit our website, our hosting platform (Hostinger) automatically collects certain information about your device, including:

• Your web browser type and IP address.

• Your time zone and certain cookies installed on your device.

• The specific web pages, products, or courses you view.

• The search terms or referring websites that brought you to our site.

Information You Provide to Us (Personal Information)

We collect personal data that you voluntarily provide to us when you register on our site, subscribe to a newsletter, book a coaching session, or purchase our digital course. This may include:

• Identity Data: First name, last name.

• Contact Data: Email address, telephone number, city of residence.

• Transaction & Payment Data: Information necessary to process your payment for coaching or courses (processed securely via third-party payment gateways; we do not store your full credit card details).

• Coaching Data: Any general details you share via contact or booking forms to help us prepare for your financial coaching session.

2. Why We Process Your Data

We process your data to run our business efficiently and securely. Specifically, we use it to:

• Fulfill Agreements: To deliver your digital course, manage your account, and schedule/conduct your financial coaching sessions.

• Process Payments: To securely bill you for our products and services.

• Communicate: To send you course updates, booking confirmations, or our newsletter (if you have opted in).

• Website Optimization: To analyze aggregate statistical data regarding website usage to maintain a secure, functional, and user-friendly experience.

Geographical Restrictions & Target Audience

The content, resources, and educational materials provided on this website are designed specifically for residents of Canada. Our materials reference Canadian financial systems, tax laws, and account structures (such as TFSAs and RRSPs) which may not apply to individuals residing outside of Canada.

3. Data Retention and Third-Party Sharing

We only share your information with trusted third-party services necessary to run KozySL Wealth. This includes:

• Hostinger: Our website platform, which hosts our data securely.

• Payment Processors: Secure third-party gateways used to handle transactions for our course and coaching.

• Scheduling Tools: Platforms used to manage coaching bookings.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Your Rights

This Website and our financial services are intended solely for individuals residing in Canada. We process and store your personal data in accordance with Canadian federal and provincial privacy laws.

As a Canadian resident, you have specific rights regarding your personal information, including:

• The right to access: You can request a copy of the personal information we hold about you.

• The right to rectification: You can request that we correct any inaccurate or incomplete personal information.

• The right to withdraw consent: Where you have provided consent for us to process your data (such as for our newsletter), you may withdraw that consent at any time.

• The right to be informed: You have the right to clear transparency regarding how your data is collected, used, and disclosed.

If you wish to exercise any of these rights, or if you want to opt-out of our marketing communications, please contact us using the email address below.

5. Security and Data Transfers

Our website is hosted through Hostinger, which utilizes secure servers and administrative safeguards to protect your data from unauthorized access, loss, or disclosure.

Please note that your information may be transferred to, and processed in, countries outside of your home region (including Canada and the United States) for hosting and payment processing. While we take every precaution, no transmission of data over the internet can be guaranteed 100% secure.

6. Links to Other Websites

Our website may contain links to external sites or tools (such as video conferencing platforms for coaching sessions). We are not responsible for the privacy practices of these third-party websites and encourage you to read their privacy policies.

7. Legal Disclosure

We will disclose any information we collect if required or permitted by law, such as to comply with a subpoena or similar legal process, or when we believe in good faith that disclosure is necessary to protect our rights, your safety, or investigate potential fraud.

8. Contact Information

If you have questions about this Privacy Policy or wish to update or delete your personal information, please contact us at:

Email: KozySLWealth@gmail.com