Our Story

KozySL Wealth was founded by a former teacher and an accountant/IT professional who both believe that financial clarity should feel supportive, not intimidating. We started with a simple idea: everyone deserves to understand their money.

We wanted to build a place that felt different. Approachable. Non-judgmental. Safe. In fact, when we were naming the company after our initials (Simon & Linda), we realized that if you say our name fast, KozySL sounds a lot like "Kozy as hell."

Honestly? We leaned right into it. Because that is exactly how we want your finances to feel. We want your tracking, your saving, and your long-term plan to feel comfortable, clear, and secure as hell. No confusing jargon, no high-pressure sales pitches—just real clarity from two real people.

Linda’s Transformation

Five years ago, Linda's life changed quickly, and she was forced to take control of a financial reality that she hadn't fully faced. In doing so, she began to realize something deeper—money was never just about numbers. It was about how people felt about money, and the complicated relationship many of us develop with it over time. She saw that these beliefs and emotions often become the biggest influence on financial decisions and long-term success in adulthood.

She also saw the gaps in the system and the silence that kept people stuck on the hamster wheel. She realized that one of the biggest barriers to financial freedom isn't just money — it's intimidation. Most of the advice out there is buried in jargon and "fine print" that's designed to be confusing.

Leveraging her 11 years of teaching experience, she decided to bridge that gap and co-created a clear, step-by-step system for financial literacy with Simon.

She spent the last half-decade learning the rules of a game most people were never taught to play. She experimented, adjusted, and eventually began to break free from the patterns that keep so many people stuck.

Our Journeys to Freedom

Simon’s Turning Point

Simon's drive started in high school, feeling the weight of his parents’ hard work every time they gave him money for food. That pressure followed him into university, where "survival mode" and financial stress dragged his grades down to a 1.3 GPA where he was about to get kicked out if he didn't get at least a 1.5 GPA. He managed to get 1.7 the next semester to stay in the program.

He knew he had to recalibrate, so he took a year off to work three jobs back-to-back, finally building a safety net that allowed him to return to school with a clear head.

During his accounting degree, he realized that saving wasn’t enough. He began applying his knowledge of financials to invest his savings, and successfully earned enough to pay off his entire tuition and student loans with money leftover. He managed to graduate with first class standing and honors.

That journey changed his life. It taught him that while a job provides income, money itself is simply a tool - one that, when mastered, unlocks true freedom.

Where You Come In

Today, Simon and Linda have found their way to financial freedom, and now they are dedicated to helping others do the same.

We believe it’s not about how “smart” you are, but about having the right mindset, relationship with money, and support to keep learning, growing, and succeeding.

Let's get Kozy with money!

Simon & Linda